Protect Your Future with Confidence
Who We Are
Modern Risk Management is a full-service independent insurance agency committed to providing unparalleled customer service and unparalleled insurance solutions to the great State of Texas. Our agency is dedicated to delivering competitive rates, exceptional service, and a wide range of carriers to address all your personal, commercial, and financial needs. As a locally owned and operated agency, we pride ourselves on building long-term relationships with our clients, understanding their unique needs, and providing tailored insurance solutions to meet those needs.
Our Story
Founded by Dustin Harwell, our agency is guided by his passion for helping families and businesses manage risk and achieve financial security. With over a decade of insurance experience, Dustin has built a reputation for his dedication, efficiency, and promptness. A born-and-bred Texan, Dustin earned his Bachelor of Science in Agricultural Business and Management from Sam Houston State University and his Master of Business Administration from The University of Phoenix with a focus in Accounting. His extensive education and industry expertise enable him to navigate the complexities of the insurance industry and provide expert guidance to his clients.
Services
At Modern Risk Management, we understand that every individual and business is unique, with distinct needs and circumstances. That's why we offer a broad range of insurance services to ensure your financial security and peace of mind. Our services include:
Auto Insurance: Whether you're a seasoned driver or a new driver, we'll help you find the right auto insurance policy to meet your needs.
Home Insurance: Your home is likely your most valuable asset. Our team will work with you to find the right home insurance policy to protect your property from damage or loss.
Commercial Insurance: As a business owner, you need insurance that protects your livelihood. We'll help you find the right commercial insurance policy to meet your business needs.
Recreational Insurance: Whether you own a boat, motorcycle, or RV, we'll help you find the right recreational insurance policy to protect your investment.
Health/Dental/Vision Insurance: Protect your health and wellbeing with our affordable health, dental, and vision insurance options.
Life Insurance: Provide for your loved ones with our life insurance options, which can give you peace of mind and financial security.
Flood Insurance: Unfortunately, flood insurance is often overlooked until it's too late. We'll help you find the right flood insurance policy to protect your property from flood damage.
Check out our services
We believe that your insurance needs are unique, and we strive to provide personalized insurance solutions that address your specific needs. Whether you're an individual, business owner, or simply looking for peace of mind, we're here to help.
Insurance Review Summary
The reviews for Modern Risk Management and Dustin Harwell are extremely positive, with all ratings being 5 stars. The reviewers praise Dustin's professionalism, knowledge, and ability to explain complex insurance concepts in a clear and concise manner. They also appreciate his responsiveness, patience, and willingness to teach and help his clients understand their insurance needs.
Professionalism and Knowledge
The reviewers are impressed with Dustin's professional approach and vast knowledge of the insurance industry. His ability to explain policies and options in a clear and concise manner makes him a valuable resource for his clients.
Responsiveness and Availability
The reviewers also praise Dustin's responsiveness and availability. He is always quick to respond to their questions and concerns, making them feel valued and important.
Personal Touch and Empathy
Several reviewers mention Dustin's personal touch and empathy. He takes the time to understand their individual needs and provides personalized guidance, making them feel comfortable and at ease.
Competitive Rates
The reviewers also appreciate that Modern Risk Management offers competitive rates, often beating prices offered by other insurance companies.
