North Carolina Life-Health Insurance

The North Carolina Life & Health Insurance Guaranty Association is a statutory entity created in 1974 to provide protection to North Carolina residents who are holders of life and health insurance policies and individual annuities with insolvent insurers. As a guaranty association, our primary goal is to assist policyholders when they need it most by providing coverage and support in the event of an insurance company insolvency.

Our Services

We offer a range of services designed to provide peace of mind to policyholders in North Carolina. In the event of an insurer's insolvency, we take over the responsibility of servicing their policies and providing coverage to North Carolina's resident policyholders. Our services include:

• Providing protection up to the limits spelled out in the North Carolina Life & Health Insurance Guaranty Association Act
• Servicing policies and providing coverage to North Carolina's resident policyholders
• Transferring policies to another insurance company when necessary
• Ensuring that policyholders continue to receive the coverage they need and deserve

How We Operate

In the event of an insurer's insolvency, a special deputy receiver takes over the insurer under court supervision and processes the assets and liabilities through liquidation. The task of servicing the insurance company's policies and providing coverage to North Carolina's resident policyholders becomes the responsibility of our guaranty association. We make every effort to ensure that the information provided on our website is in accordance with the most current law, and we will always prioritize the needs of our policyholders.

Why Choose Us

At the North Carolina Life & Health Insurance Guaranty Association, we are committed to providing exceptional service and support to our policyholders. We understand the importance of having reliable coverage, and we are dedicated to ensuring that our policyholders receive the protection they need and deserve. With our expertise and experience, you can trust that you are in good hands.