Pro Source Insurance Agency

Pro-Source Insurance Agency/Harnem Insurance Group is a proudly independent insurance agency deeply rooted in the Texas community. We are dedicated to providing our clients with a personalized and comprehensive insurance experience, treating each individual as a valued partner. Our commitment to excellence extends beyond simply offering a range of insurance policies; we strive to build lasting relationships based on trust, transparency, and a genuine desire to understand our clients' unique needs.

As an independent agency, we have the unique advantage of collaborating with multiple top-tier insurance carriers. This allows us to meticulously select the best coverage options and competitive pricing for our diverse clientele. Whether you're looking to safeguard your family, your home, or your business, we have the expertise and resources to craft a tailored insurance solution that meets your specific requirements and budget.

Our Comprehensive Services for Personal Insurance

Pro-Source Insurance Agency/ Harnem Insurance Group recognizes that personal insurance needs vary greatly. That's why we offer a comprehensive suite of personal insurance products designed to protect what matters most to you.

Our offerings include:

• Auto Insurance: We understand that your vehicle is a vital part of your daily life. Our auto insurance policies provide comprehensive coverage, including liability, collision, comprehensive, and uninsured/underinsured motorist protection. We work with you to understand your driving habits and vehicle needs to ensure you have the right amount of coverage at a competitive price.

• Homeowners Insurance: Protecting your home and belongings is paramount. Our homeowners insurance policies offer vital coverage against various perils, such as fire, theft, vandalism, and natural disasters.

• Motor Home & Recreational Vehicle Insurance: Whether you're a seasoned RV enthusiast or a weekend camper, we understand the importance of protecting your investment. Our specialized motor home and recreational vehicle insurance policies offer comprehensive coverage tailored to the unique risks associated with these vehicles.

• ATV Insurance: Enjoy the thrill of off-roading with peace of mind. Our ATV insurance policies provide coverage for damage to your ATV and liability protection in the event of an accident.

• Condo Insurance: If you own a condo, our condo insurance policies customize coverage to protect your personal belongings and liability within your unit.

• Earthquake Insurance: Living in earthquake-prone areas presents unique risks. We offer earthquake insurance to provide financial protection against this potential hazard, ensuring your home and belongings are secure.

• Individual Life Insurance: Securing your loved ones' financial future is a responsible decision. Our individual life insurance policies offer various options to meet your specific needs, providing peace of mind knowing your family will be protected.

• Personal Umbrella Insurance: Enhance your personal liability coverage with our personal umbrella insurance policies. This provides an additional layer of protection against significant liability claims that may exceed the limits of your primary insurance policies.

Our Services for Business Insurance

Pro-Source Insurance Agency/ Harnem Insurance Group recognizes that every business has unique insurance needs. We offer a comprehensive suite of commercial insurance products designed to safeguard your assets, protect your employees, and ensure your operations run smoothly.

Our commercial insurance offerings include:

• Truck & Trucking Insurance: For businesses involved in the transportation industry, we offer specialized truck and trucking insurance policies that address the specific risks associated with operating commercial vehicles.

• Commercial Auto Insurance: Protecting your business vehicles is crucial. Our commercial auto insurance policies provide comprehensive coverage for a wide range of business vehicles, including cars, trucks, and vans.

• Business Owners Policy (BOP): Our BOP bundles several essential coverages, such as property, liability, and business interruption coverage, into a single policy, simplifying your insurance program and offering cost-effective protection.

• Commercial Property Insurance: Safeguarding your business property is paramount. Our commercial property insurance policies protect your business building, equipment, and inventory against a variety of perils, including fire, theft, and natural disasters.

• Apartment Building Owners Insurance: If you own or manage apartment buildings, we offer specialized insurance policies designed to protect your investment against potential risks, including liability, property damage, and loss of income.

• Bonds: We provide surety bonds to meet various business needs, such as construction bonds, contractor bonds, and fidelity bonds.

• Commercial Umbrella Insurance: Expand your liability coverage with our commercial umbrella policies, providing an additional layer of protection against significant claims that may exceed the limits of your primary insurance policies.

• Workers' Compensation Insurance: We offer workers' compensation insurance to protect your business from financial liability in the event of employee injuries or illnesses.