Hammerschmidt, Stickradt & Associates

Hammerschmidt, Stickradt & Associates, P.C. (HS&A) is a compassionate and experienced bankruptcy law firm serving Royal Oak, Michigan, and surrounding areas. Founded in 2001 by attorneys Marguerite Hammerschmidt and Timothy Stickradt, HS&A has empowered individuals and families to overcome financial challenges and achieve financial stability through bankruptcy.

Dedicated to Client Success

Our team understands the emotional and financial burdens associated with debt. We take a personalized approach, providing individual attention and tailored guidance throughout the bankruptcy process. We believe in open communication, clear explanations, and customized solutions, ensuring our clients are empowered and involved every step of the way.

Comprehensive & Compassionate Services

We offer a comprehensive range of bankruptcy solutions to address diverse situations, including:

Chapter 7 Bankruptcy

• Eliminate credit card, medical bills, and other unsecured debts.
• Discharge dischargeable debts, starting your financial fresh start.

Chapter 13 Bankruptcy

• Resolve debt through affordable monthly payments.
• Keep your home and vehicles while eliminating unsecured debts.
• Catch up on mortgage and tax payments.

Additional Services

• Stop wage garnishment and creditor harassment.
• Prevent home foreclosure.
• Address repossession threats.
• Develop a personalized credit-building plan.

Experienced & Committed

Our attorneys are passionate about helping clients navigate through bankruptcy and achieving financial stability. With over 15 years of experience, we are well-versed in bankruptcy laws and regulations, ensuring you receive solid legal guidance and effective solutions.

Contact Us Today

Whether you're facing overwhelming debt or struggling to keep up with your financial obligations, HS&A is here to help. Contact us today for a free consultation and learn how we can guide you through the bankruptcy process and empower you for a brighter financial future.