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A Compassionate and Experienced Bankruptcy Attorney in Chemung, Steuben, and Schuyler Counties

The Law Office of Charles E. Andersen has been guiding individuals and businesses towards financial freedom through bankruptcy and debt negotiation for over 15 years. Guided by Attorney Charles E. Andersen, a seasoned legal expert with deep understanding of bankruptcy law, our team provides compassionate and personalized guidance throughout the process.

Chapter 7 Bankruptcy

This liquidation process allows eligible debtors to discharge most unsecured debts like credit card debt, medical bills, and payday loans. Our experienced attorney will assess your financial situation and determine if Chapter 7 is the right option for you.

Chapter 13 Bankruptcy

This reorganization plan allows debtors with regular income to restructure their debts and create a manageable repayment plan over 3-5 years. We will work with you to create a plan that aligns with your income and financial goals.

Debt Negotiation

In some cases, negotiation with creditors can be an effective way to achieve a better financial outcome. Our attorney is skilled in negotiation and can help you negotiate with your creditors to reduce your debt burden or eliminate it entirely.

Additional Services

  • Credit report review and repair
  • Post-bankruptcy credit counseling and guidance

Why Choose the Law Office of Charles E. Andersen?

  • Experienced and compassionate attorney: Attorney Charles E. Andersen has extensive experience guiding clients through bankruptcy and debt negotiation.
  • Personalized and responsive service: We take the time to understand your unique circumstances and needs.
  • Accessible and affordable options: We offer flexible payment plans and competitive fees.
  • Transparent and open communication: We provide clear and timely updates throughout the process.

Our Commitment

We understand that navigating bankruptcy can be an emotional and stressful experience. Our team is committed to providing supportive, knowledgeable guidance and empowering you to make informed decisions every step of the way.

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