Sawin & Shea

Welcome to the Law Offices of Sawin & Shea, where we are dedicated to providing quality, compassionate representation to clients seeking relief from debt. Our experienced team of attorneys and staff understand the stress and difficulties that debt can bring to your life, and we are here to help you navigate the complex legal landscape to find the best solution for your unique situation.

With over 75 years of combined experience in bankruptcy law, we have helped countless individuals and families in the Indianapolis area obtain a fresh start and regain control of their financial lives. We handle a wide range of cases, from Chapter 7 and Chapter 13 bankruptcies to mortgage modifications, creditor harassment, and consumer protection.

Services Offered

At the Law Offices of Sawin & Shea, we offer a variety of services to help our clients find relief from debt and get their lives back on track. Here are some of the services we provide:

• Chapter 7 Bankruptcy: If you are struggling with consumer debt and are looking for a fresh start, Chapter 7 bankruptcy may be the right option for you. This type of bankruptcy allows you to eliminate or reduce all unsecured debt, immediately stop harassment from creditors, put a halt to wage garnishment, and keep your home and car without penalties. Our attorneys will help you determine if you qualify for Chapter 7 based on the Income Means Test, and guide you through the process from start to finish.
• Chapter 13 Bankruptcy: If you are facing foreclosure or repossession of your home or car, or if you have secured debts that you are unable to pay, Chapter 13 bankruptcy may be the right solution for you. This type of bankruptcy allows you to keep your home and car, reduce your unsecured debts, protect your co-signers, and stop creditor lawsuits and harassment during the repayment process. Our attorneys will help you create a court-ordered debt restructuring plan that allows you to catch up on some debts, while eliminating and reducing others.
• Mortgage Modification: If you are struggling to make your mortgage payments, our attorneys can help you negotiate a mortgage modification with your lender. This can lower your monthly payments, reduce your interest rate, and help you avoid foreclosure.
• Creditor Harassment: If creditors are harassing you with phone calls, letters, lawsuits, or wage garnishments, our attorneys can help you stop the harassment and protect your rights. We will work with you to determine the best course of action, whether it be bankruptcy, negotiation, or litigation.
• Consumer Protection: If debt collectors are violating your rights under the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA), our attorneys can help you use consumer protection laws to protect yourself. We will help you understand your rights and take legal action against debt collectors who violate them.

Get a Free Consultation Today

If you are struggling with debt and are looking for a way out, the Law Offices of Sawin & Shea are here to help. We offer free consultations to discuss your unique situation and help you find the best solution for your needs. Contact us today at (317) 759-1483 to schedule a consultation and start your journey towards financial freedom.