Tampa Bay Advisory

Our mission is to empower individuals and families to achieve financial security and prosperity. We believe financial planning isn't just about numbers; it's about understanding your unique goals, dreams, and anxieties.

Who We Are

Michael Watkins, founder and CEO, is a seasoned financial advisor with over 20 years of experience guiding clients through various financial challenges. He holds the Certified Retirement Specialist (CRS) designation, demonstrating his expertise in retirement planning and income strategies. Michael's personalized and empathetic approach has earned him recognition as a trusted advisor to individuals and families in the Tampa Bay area and beyond.

Our Services

We offer a comprehensive range of services designed to address your diverse financial needs, including:

Retirement Planning

• Comprehensive retirement analysis and planning
• IRA and 401(k) optimization
• Pension maximization strategies
• Estate planning and distribution analysis

Income Planning

• Cash flow analysis and budgeting
• Debt management strategies
• Social Security optimization
• Retirement income planning

Wealth Management

• Investment portfolio analysis and review
• Goal-based financial planning
• Asset allocation and review
• Tax minimization strategies

Life Planning

• Financial risk assessment
• Estate planning support
• Long-term care planning
• Insurance review and recommendations

Our Process

We believe in a collaborative approach to financial planning, ensuring open communication and transparency every step of the way. We'll work with you to:

• Understand your financial goals, concerns, and dreams
• Review your current financial situation
• Develop a personalized plan based on your unique needs
• Implement and monitor your progress
• Regularly review and adjust your plan as your life and goals change

Our Commitment

At Tampa Bay Advisory, we are committed to:

• Transparency: We will always be open and honest with you about your financial situation and the options available.
• Integrity: We hold ourselves to the highest ethical standards, prioritizing your best interests.
• Communication: We believe in clear and concise communication, ensuring you are always fully informed.
• Empowerment: We want to empower you to make informed financial decisions and take control of your financial future.

Let's discuss how we can help you achieve your financial goals. Contact us today to schedule a complimentary consultation!