Life Cycle Financial Planners

At our company, we are a family-owned business specializing in the financial services industry, located in Boca Raton, Florida. Our clients come from all over the world, and we take pride in helping high net worth individuals, families, and businesses with succession planning strategies and cutting-edge insurance solutions.

Our Expertise

With over 25 years of experience in the insurance industry, our areas of expertise revolve around life insurance and annuities. We understand that these tools are integral planning components for retirement planning, succession planning, and wealth transfer. We have developed strong relationships with our clients, and it is rewarding to know that we have provided important solutions and security to their families.

Our Approach

Our approach to doing business has evolved over the years. Gone are the days of "cold calling" and knocking on strangers' doors. Instead, we work with our clients in any way that best suits them, from in-person meetings to digital communications. As the world has sought to commoditize our products and services, our value has become even more apparent and appreciated. We thrive when working with individuals who appreciate value and the difference experienced professionals bring to complex planning issues.

What Drives Our Success

At our company, success is defined not only by the work we do but also by the relationships we create and maintain with our clients and their other advisors. Without these relationships, we wouldn't have a business. We're proud of the testimonials on our site and happy to connect existing clients with us.

Our Team

Our team consists of dedicated professionals, including Ted Bernstein, a financial advisor, and Deborah Bernstein, a financial advisor. We also work closely with our clients to help them achieve their financial goals.

What Our Clients Say

Our clients have shared their experiences with us, praising our dedication to their financial well-being. Some testimonials include:

• "We have enjoyed getting to know you and your wife, Deborah. You went above and beyond what we expected from insurance agents. Now that we have become clients of your company, Steven and I wanted to let you know that we look forward to a long and rewarding relationship." - Matthew P. Athens, Greece
• "We met Deborah Bernstein and her husband, Ted, in Boca Raton. Our children met Deborah through a charity several years ago and we were fortunate to attend one of the seminars they hosted about retirement. Deborah is delightful and the reigning Mrs. America." - Geraldine and Bernard H., Highland Beach, Florida
• "I met Deborah Bernstein through her sister in Alabama. Choosing which annuity to buy was a confusing and stressful exercise. As soon as I met with Deborah, I knew I was in capable hands. She is very attentive and professional. A huge weight was lifted off of me and I am happy to serve as a reference for you anytime." - Teri C., Alabama

Up To The Minute

Although financial services, life insurance, and retirement planning often take a backseat, there are times when these issues quickly become priority. Some common triggers include having children, marriage, inheriting wealth, change in employment, illness, and selling a business. Here, you will find information about a wide variety of issues and relevant topics such as:

• Ways to sell Life Insurance
• Retirement Income
• Annuities
• Insurance Solutions

By providing expert guidance and personalized service, we help individuals become their best version. With our expertise and experience, we can help you navigate the complex world of financial services, life insurance, and retirement planning.