JFL Total Wealth Management

JFL Total Wealth Management is an independent wealth management, financial planning, and financial advisory firm with a commitment to helping clients manage and create true wealth. With over 30 years of experience, we are led by Jerry Lynch, a CFP professional who has been featured on notable media platforms such as CNBC, Fox News, The Big Idea with Donnie Deutsch, and On the Money. Our team includes expert advisors and dedicated client service associates, all working towards a shared goal of providing exceptional financial guidance and solutions.

Our Services

At JFL Total Wealth Management, we offer a holistic approach that integrates all areas of your financial life. Our comprehensive services include:

1. *Financial Planning*: Through our financial planning services, we assess your current financial situation, identify your goals and priorities, and develop a personalized roadmap to achieve your financial aspirations.

2. *Wealth Management*: We offer tailored wealth management strategies designed to grow, preserve, and protect your wealth while maximizing returns and minimizing risk exposure.

3. *Retirement Planning*: We help you plan for a comfortable and secure retirement by developing a custom retirement plan focused on your lifestyle and financial objectives.

4. *Tax-Advantaged Business Planning*: Our tax-advantaged strategies help you optimize your business's tax efficiency and improve your bottom line.

5. *Real Estate Investing*: We guide you in making informed real estate investments that align with your overall wealth management objectives.

6. *Education Planning*: We provide solutions to help you save, invest, and plan for your children or grandchildren's education.

7. *Risk Management & Insurance*: We evaluate your insurance needs and provide suitable solutions to safeguard your assets, income, and lifestyle.

Our Strategy

We believe effective financial planning starts with you, your goals, and your best interests. Our client-centric strategy is based on the following principles:

• *Goals-based*: Our planning strategy focuses on your goals, and we tailor our advice and recommendations accordingly.
• *Ethical*: As an independent firm and 3(21) fiduciary, we always work ethically to maximize our personal and corporate clients' financial plans.
• *Integrated*: We bring together all aspects of your financial life to create a cohesive, long-term financial strategy.

Our Standards

At JFL Total Wealth Management, we uphold the highest standards of integrity and professionalism. As a registered investment advisor, we prioritize our clients' interests and follow a stringent set of guidelines to deliver unbiased advice. Our commitment to transparency and open communication ensures you receive honest and reliable financial guidance.

Not Your Typical New Jersey Financial Advisor

We don't just focus on investments; we align your investment and estate plans on a foundation of proactive tax-planning. We specialize in helping you manage and create true wealth by finding the proper positioning of the ownership of your assets and timing transactions so you never pay more than you should. With our comprehensive planning approach, you'll experience the power of aligning your wealth management and tax strategies, ultimately achieving your financial goals.