CLS Financial Adviors

At CLS Financial Advisors, we believe that finances should support your life, rather than the other way around. As a fee-only financial advisory firm, we help our clients navigate the complexities of investments, tax planning, and retirement planning to achieve their financial goals. Our team of experienced advisors is dedicated to providing personalized, holistic financial planning that prioritizes your interests above all else.

Our Services

We offer a comprehensive range of services designed to help you manage and grow your wealth. Our services include:

• Investment Planning: We create personalized investment strategies tailored to your risk tolerance, goals, and preferences.
• Tax Planning: Our experienced advisors leverage their expertise in tax planning to minimize your tax liability and maximize your after-tax returns.
• Retirement Planning: We help you plan for a secure retirement by creating a customized strategy that aligns with your goals and financial priorities.
• Estate Planning: We help you prepare for the future by creating a comprehensive estate plan that protects your assets and ensures your financial legacy.
• Financial Planning: Our advisors work closely with you to create a personalized financial plan that aligns with your values, goals, and financial priorities.

Our Investment Philosophy

At CLS Financial Advisors, we believe that diversified investing is essential for sustained growth and long-term financial success. We aim to capture market returns through a portfolio tailored to your risk tolerance and preferences. We manage your investments with a focus on tax efficiencies and strategic withdrawal plans to ensure you meet your goals with confidence.

Our Process

Our process is based on the financial science of capital markets, and we primarily use Dimensional (DFA) mutual funds. We focus on broadly diversified portfolios that utilize worldwide fixed-income and equity markets. Our portfolios are rebalanced systematically based on your individualized investment plan.

Meet Our Team

Our team of experienced advisors is dedicated to providing personalized, holistic financial planning that prioritizes your interests above all else. Learn more about our talented team:

• Lori Pajunen, PFS: As a co-founder of CLS Financial Advisors, Lori believes that the financial planning process enables each of us to find our path, achieve our unique goals, and realize peace of mind.
• Ryan Genor, PFS: As a shareholder of CLS Financial Advisors, Ryan has spent many years helping clients plan for their financial future by combining financial planning with expertise in tax planning.
• Sarah Lane, PFS: Sarah is an owner of CLS Financial Advisors and an advisor for our clients. She believes in the power of finding financial freedom through informed, strategic choices.

Get Started

At CLS Financial Advisors, we are dedicated to helping you achieve your financial goals. Contact us to schedule a consultation and take the first step towards securing a brighter financial future.