Phillip Matthews

Welcome to our insurance agency, where we are dedicated to providing you with exceptional service and personalized insurance solutions. Our agency, led by State Farm Insurance Agent Phillip Matthews, is licensed in both South Dakota and Minnesota. We strive to give our customers an in-depth look at their house, apartment, business, car, motorcycle, or life insurance through our amazing team of professionals. Our team is committed to offering value and service to everyone we come into contact with, and we take pride in our diligence to earn your business or review your current policies.

Our office is located at 208 E Kemp Ave Suite 2 in Watertown, SD, and we are open from Monday to Friday, 8:30 am to 5:30 pm, and on Saturdays from 9 am to 2 pm. However, you can call or text us 24 hours a day, seven days a week, to get a FREE car, home, or renters insurance quote or a FREE life or business insurance quote.

Our Services

At our agency, we offer a wide range of insurance products and services to meet your unique needs. Our product offerings include:

• Auto Insurance: We provide auto insurance coverage that fits your needs, with options such as liability, collision, comprehensive, and uninsured motorist coverage.
• Homeowners Insurance: Our homeowners insurance policies cover your home and personal belongings from perils such as fire, theft, and liability. We also offer additional coverage options for flood, earthquake, and personal property replacement cost.
• Condo Insurance: Our condo insurance policies cover your personal property and provide liability protection for you and your family. We also offer coverage options for loss assessment, building additions, and alterations.
• Renters Insurance: Our renters insurance policies protect your personal property and provide liability coverage for you and your family. We also offer coverage options for additional living expenses and medical payments.
• Personal Articles Insurance: Our personal articles insurance policies provide coverage for high-value items such as jewelry, fine art, and collectibles.
• Business Insurance: We offer a variety of business insurance policies to protect your business from liability, property damage, and other losses. Our coverage options include general liability, commercial property, business interruption, and workers' compensation.
• Life Insurance: Our life insurance policies provide financial security for your loved ones in the event of your death. We offer term life, whole life, and universal life insurance options.
• Health Insurance: We offer a variety of health insurance plans to meet your needs, including individual and family plans, Medicare supplement plans, and dental and vision plans.
• Pet Insurance: We offer pet insurance policies to protect your furry friends from unexpected medical expenses. Our coverage options include accident, illness, and wellness care.
• Banking: In addition to insurance, we also offer banking services such as checking and savings accounts, loans, and credit cards.

Our Community Involvement

We are proud to be an active member of the Watertown Area Chamber of Commerce and to serve our local community. We take our responsibility to provide value and service seriously, and we are committed to giving back to our community through various initiatives and partnerships.