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At Health Care Mutual, we believe in the importance of providing high-quality workers' compensation coverage to those who serve the most vulnerable members of our society. We understand that the rising costs of workers' compensation coverage and the poor service often received can be a significant challenge for organizations that are dedicated to serving the human service needs of our growing and aging population. That's why we've made it our mission to provide an affordable and stable source of quality workers' compensation coverage, emphasizing loss control and claims handling.

Established in 1992 by providers concerned with the rising cost of workers' compensation coverage and the poor service often received, Health Care Mutual was founded on the principle of providing a stable and affordable source of quality workers' compensation coverage for our members. We're proud to be policyholder owned and governed by a policyholder elected Board of Directors, ensuring that our focus remains on serving our members and their needs.

Our team is dedicated to providing personalized service and long-term relationships, making us the ideal choice for organizations seeking workers' compensation coverage. We offer our services to a variety of organizations, including assisted living facilities, developmentally disabled service providers, home care agencies, hospices, hospitals, nursing homes, and social service organizations.

Why Health Care Mutual?

At Health Care Mutual, we understand the unique challenges faced by organizations in the health care and social service industries. That's why we've made it our mission to provide workers' compensation coverage that is tailored to meet the specific needs of these organizations. Our team is dedicated to providing personalized service and long-term relationships, ensuring that our members receive the support they need to focus on their core mission of serving others.

By choosing Health Care Mutual, you can rest assured that you're working with a team that is committed to providing an affordable and stable source of quality workers' compensation coverage. Our focus on loss control and claims handling ensures that you have the support you need to manage your workers' compensation claims efficiently and effectively. Plus, as a policyholder owned and governed organization, you can trust that our focus remains on serving our members and their needs.

Target Markets

At Health Care Mutual, we're dedicated to serving the unique needs of organizations in the health care and social service industries. Our target markets include:

  • Assisted Living Facilities
  • Developmentally Disabled Service Providers
  • Home Care Agencies
  • Hospices
  • Hospitals
  • Nursing Homes
  • Social Service Organizations

We understand the specific challenges faced by these organizations and have made it our mission to provide workers' compensation coverage that is tailored to meet their needs. Whether you're looking for a more affordable option, better service, or a more personalized approach to managing your workers' compensation claims, Health Care Mutual is here to help.

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