Health Care Mutual is a policyholder-owned and governed insurance company that provides workers' compensation coverage for assisted living facilities, developmentally disabled service providers, home care agencies, hospices, hospitals, nursing homes, and social service organizations. The company was established in 1992 by providers to offer a stable and affordable source of quality workers' compensation coverage. With a conservative management philosophy and emphasis on personal service and long-term relationships, Health Care Mutual has become a trusted partner for organizations in the health care industry.