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Empowering You to Live the Active and Fulfilling Life You Deserve

Based in Lakeland, Florida, Tom Richards Insurance Agency is a trusted partner dedicated to providing exceptional insurance solutions to individuals and families in the community. Our team of experienced professionals understands the diverse needs of our clients and works collaboratively to create personalized plans that meet their unique requirements.

Auto Insurance

Our comprehensive auto insurance plans offer comprehensive coverage options to protect you and your loved ones on the road. We also provide specialized coverage for:

  • New drivers
  • Business travelers
  • Collectors
  • Rideshare vehicles

Recreational Vehicle Insurance

Whether you own a motorcycle, motorhome, camping trailer, boat, or off-road vehicle, we have tailored insurance plans to ensure your beloved toys are adequately protected on your adventures.

Homeowners Insurance

Our home insurance plans safeguard your largest investment against unexpected events like fire, theft, or damage. We also offer valuable coverage for personal property and dwelling contents.

Renters Insurance

For tenants, our renters insurance offers peace of mind by protecting your personal belongings from covered perils like fire, water damage, theft, and vandalism.

Personal Articles Insurance

We understand the importance of protecting valuable items such as collectibles, jewelry, and sports equipment. Our personal articles coverage ensures you have adequate protection for these cherished possessions.

Our Mission

Our mission is to empower our clients by providing personalized insurance solutions and guiding them through the claims process with empathy and transparency. We are committed to helping you create a customized coverage plan that meets your individual needs and budget.

Contact Us

To discuss your insurance needs and obtain a personalized quote, please contact our friendly and knowledgeable team today. We look forward to assisting you in finding the right coverage for every aspect of your life.

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