Expect More. Complete Coverage For a Life Well-Lived.
Avery Life Insurance has been a trusted source of personalized insurance solutions for individuals and businesses in New England for over 120 years. Locally owned and operated since 1899, we believe in building lasting relationships with our clients and proactively addressing their unique insurance needs.
Our Approach to Insurance
We take a consultative approach to insurance, emphasizing understanding your individual circumstances and identifying potential vulnerabilities. We work in partnership with you to tailor a comprehensive portfolio of coverage that aligns with your unique risks and assets. Our team of experienced professionals will take the time to listen to your concerns and develop a tailored plan that meets your specific needs.
Areas of Expertise
Our diverse team of experts offers comprehensive expertise in various areas, including:
- Personal Insurance: Homeowners, Auto, Life, Flood, Umbrella
- Commercial Insurance: Business, Contractors, Manufacturing, Financial Services, Restaurants, Retail & Service, Professional Services
- Specialized Coverage: Marine & Recreational, Collector Vehicles, and other specialty insurance needs
A Partner You Can Trust
We understand the importance of having a reliable insurance partner by your side. Our commitment to personalized service, proactive risk management, and competitive pricing sets us apart. We also value open communication and transparency, ensuring you are always well-informed about your coverage and any changes affecting your insurance landscape.
About Our Team
Led by President Tod O'Dowd, a certified insurance counselor (CIC) and certified risk advisor (CAPI), our team combines extensive industry expertise and a genuine desire to help our clients navigate the complexities of insurance with confidence. We are dedicated to delivering exceptional customer service and ensuring your peace of mind.

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