BJL Financial Services

At BJL Financial Services LLC, our vision is to work with policy owners as their insurance agent, focusing on insurance and investments for individuals and small businesses. Since 1991, we have been dedicated to helping our clients build a stable plan of wealth accumulation and protection through incremental investments in insurance and tax-advantaged programs.

Our Services

We offer a wide range of products and services, including:

• Life Insurance
• Annuities
• Qualified Plans
• Estate Planning
• Travel Insurance
• Employee Benefits
• Retirement Planning
• Business Succession
• Long Term Care Insurance
• Medical/Dental Insurance
• College Education Funding
• Disability Income Insurance
• Medicare Health Plans and Supplements
• Prescription Drug Plans
• Long Term Care Plans

Our experts can help you navigate the complex world of insurance and investments, providing personalized solutions tailored to your unique needs and goals. Whether you're an individual looking to secure your financial future or a small business owner seeking to protect your employees and operations, we have the expertise and resources to help you achieve your objectives.

Our Team

Our team is led by B. Jayne Levy, a licensed insurance professional with over 20 years of experience in the industry. With a background in education and a passion for helping others, Jayne brings a unique approach to the world of insurance and investments. Her team of experts is dedicated to providing exceptional service and personalized attention to each and every client.

Our Process

At BJL Financial Services, we believe in a disciplined approach to insurance and investing. Our process is designed to educate and empower our clients, providing them with the tools and resources they need to make informed decisions about their financial future. Our six-step process includes:

1. Establishing and defining the client-representative relationship

2. Gathering client data and goals

3. Analyzing and evaluating the client's financial status

4. Developing and presenting financial service strategies and/or alternatives

5. Implementing the financial strategy

6. Monitoring the progress and making updates as necessary

Medicare Supplements

Jayne is licensed to offer current Medicare Supplements (Medigap Plans) from various carriers doing business in New Jersey and New York. We understand the complexity of Medicare and its many variables, from Medigap plans to Medicare Advantage plans. We take the time to educate our clients about their options, ensuring they are making informed decisions about their healthcare and financial futures.