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At Clow & Associates Insurance Agency, we take pride in being an independent insurance agency, representing numerous insurance companies to cater to your diverse insurance needs. As independent insurance agents, we operate with the freedom to select the best carriers for each client's unique situation. This independence allows us to provide personalized service, tailored to each individual's or business's specific requirements.

Our Philosophy

Our primary goal is to educate and service the Byron Center, Michigan community, and beyond the state of Michigan. Through our independence, we strive to educate the community on the best options for their insurance needs. We believe that each client deserves a customized approach, and our team is dedicated to providing an assessment of your insurance needs, followed by a selection of packages that fit your unique situation.

Our Services

As an independent insurance agency, we offer a wide range of insurance services, including:

Personal Lines

  • Auto Insurance: Including liability, collision, and comprehensive coverage for personal vehicles
  • Homeowners Insurance: Protecting your primary residence and its contents
  • Boat & Watercraft Insurance: Coverage for boats, jet skis, and other watercraft
  • Condo Insurance: Specialized coverage for condominium owners
  • Flood Insurance: Protecting against flood damage to your property
  • Individual Life Insurance: Providing financial security for your loved ones
  • Landlord Insurance: Rental property coverage
  • Motorcycle Insurance: Comprehensive coverage for motorcycles
  • Recreational Vehicle Insurance: Insuring RVs, campers, and trailers
  • Renters Insurance: Liability coverage for renters

Commercial Lines

  • Builders Risk: Coverage for ongoing construction projects
  • Business Owners Policy (BOP): Comprehensive coverage for small businesses
  • Commercial Auto: Liability and physical damage coverage for company vehicles
  • Commercial Property: Protecting commercial property and its contents
  • Commercial Umbrella: Additional coverage for catastrophic events
  • EPLI Insurance: Employment Practices Liability Insurance
  • General Liability Insurance: Protecting against business-related claims
  • Professional Liability Insurance: Covering professional services and errors
  • Workers Compensation Insurance: Coverage for employee injuries and illnesses

Why Choose Us

At Clow & Associates Insurance Agency, we prioritize a one-on-one approach, dedicated to understanding your unique insurance needs. Our professional staff is committed to providing exceptional service, ensuring a positive experience for all our clients. With our expertise, you can trust that your insurance needs are in good hands.

Contact Us

To learn more about our insurance services or to request a quote, please call us at 616-970-5044 or visit our website to fill out a quote form.

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