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We're Local. We're Trusted. Let's Get Started!

At First Down Mortgage, we pride ourselves on being a local, trusted, and experienced mortgage lender in Ponte Vedra Beach, FL. Our team of professionals has a combined experience of over 50 years in the mortgage industry, and we are dedicated to providing personalized service to our clients.

Our Story

First Down Mortgage was founded on the principles of being local, trusted, and experienced. We believe in building strong relationships with our clients and providing them with the best possible mortgage solutions tailored to their individual needs. Our team of experts has extensive knowledge of the mortgage industry and has worked with numerous clients to help them achieve their dreams of homeownership.

Our Mission

Our mission is to provide exceptional customer service, unparalleled industry expertise, and personalized attention to each of our clients. We strive to make the mortgage process as smooth and stress-free as possible, while guiding our clients through every step of the way.

Our Services

At First Down Mortgage, we offer a wide range of mortgage services, including:

  • First-time homebuyer loans
  • Primary home loans
  • Secondary home loans
  • Investment property loans
  • Manufactured home loans
  • Modular home loans
  • FL Hometown Hero Program
  • Reverse mortgage
  • Non-QM loans
  • Investor/Air BnB - Cash flow loans

We also offer various mortgage programs, including:

  • Down payment assistance
  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • Hard money loans
  • USDA Rehab/renovation loans

Why Choose First Down Mortgage

We are different from traditional banks in many ways. We are a local, trusted, and experienced mortgage lender that provides personalized service to our clients. We are fast, flexible, and responsive, and we communicate clearly and transparently throughout the mortgage process. We shop the best rates for our clients and offer a wide range of mortgage options to fit their individual needs.

Get Started Today

If you're looking for a mortgage lender who truly cares about your needs, look no further than First Down Mortgage. Contact us today to learn more about our services and to get started on your path to homeownership.

Reviews (229)
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Positive: The team's professionalism, responsiveness, expertise, and exceptional customer service earned high praise from clients.

Summary of Reviews

Professionalism and Responsiveness

Matt, Alex, Chad, Whitney, and Geoff are praised for their professionalism, responsiveness, and exceptional customer service. They were always available to answer questions, provide updates, and guide clients through the mortgage process.

Mortgage Expertise

The team's expertise in finding the best rates and mortgage options is highly appreciated. They worked diligently to find the best deals and provided personalized service to each client.

Communication and Transparency

Clients appreciated the team's transparency and clear communication throughout the mortgage process. They were kept informed at every step, and any obstacles were quickly addressed.

Positive Experience

The overall experience with First Down Mortgage was overwhelmingly positive, with clients praising the team's patience, knowledge, and dedication to providing an exceptional customer experience.

Recommendations

Many clients highly recommend First Down Mortgage and the team, including Matt, Alex, Chad, Whitney, and Geoff, for their exceptional service and expertise.