Sue Ann Lu

Welcome to our insurance agency, where we put our clients' needs at the forefront of everything we do. We are an experienced team of insurance professionals, dedicated to providing top-notch service and customized insurance solutions that fit your unique needs. Our agency is led by Sue Ann Lu, an experienced State Farm Insurance Agent, who holds an MBA Master's in Business Administration and a Bachelors of Science in Business Management. Sue Ann is fluent in Filipino (Tagalog & Cebuano) and Chinese (Hokkian), making our agency accessible and welcoming to a diverse range of clients.

Our Services

Our agency offers a comprehensive range of insurance products, including Auto, Homeowners, Renters, Condo, Personal Articles, Business, Life, Health, and Pet insurance, as well as other products like Banking and Annuities. We are here to help you navigate the complex world of insurance, ensuring you have the right coverage to protect your assets and your loved ones.

When it comes to Auto Insurance, we offer a variety of coverage options, including liability, collision, comprehensive, uninsured and underinsured motorist, and medical payments coverage. We understand that every driver has unique needs, and we work with you to create a personalized insurance plan that fits your driving habits, your vehicle, and your budget.

For Homeowners, Renters, and Condo Insurance, we offer customized coverage options that protect your property and your belongings. Our policies cover your dwelling, personal property, liability, and additional living expenses in case of a covered loss. We will work with you to assess your specific needs and provide the right coverage to protect your home and possessions.

Our Personal Articles Insurance covers your valuable possessions, such as jewelry, fine art, and collectibles, that may exceed the coverage limits of your homeowners or renters policy. We provide customized coverage options that protect your valuables from loss or damage, giving you peace of mind and protecting your investments.

If you are a business owner, we offer Business Insurance that protects your business from liability, property damage, and loss of income. Our policies are designed to meet the unique needs of your business, whether you are a small start-up or a well-established enterprise.

We also offer Life, Health, and Pet Insurance that meets your specific needs and goals. Our Life Insurance policies provide financial security for your loved ones in the event of your death, while our Health Insurance coverage options provide you with access to quality medical care. Our Pet Insurance policies protect your furry family members from unexpected accidents and illnesses, giving you peace of mind and saving you from unexpected veterinary bills.

Community Involvement

We are proud to serve our local community in Honolulu, HI, and we are committed to giving back. Our agency is involved in various community initiatives and partnerships, including local schools, charities, and non-profit organizations. We believe that it is our duty and our privilege to support the communities that support our business.

Working with Us

We believe in building long-term relationships with our clients, and we are committed to providing honest and transparent service in every interaction. Whether you are a new client or a long-time customer, we work with you to understand your unique needs and provide customized insurance solutions that fit your lifestyle and your budget.

We are conveniently located at 1313 S Beretania St Suite 100 Honolulu, HI 96814, with office hours from Mon-Fri 9:00 to 5:00pm and Saturday by appointment. You can also reach us by phone at (808) 587-6116 or by mobile at (808) 216-5867, or via email at suann.lu.sgh@statefarm.com. We welcome your questions, your feedback, and your trust.