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The Insurance Centre was established in March, 2007, with a mission to provide customized insurance services to property owners, building contractors, and commercial clients. Founded by Tony Lancaster, a seasoned insurance practitioner with extensive experience in the Turks & Caicos Islands, the company specializes in creating tailored insurance programs to suit specific client needs. This personalized approach allows for the exclusion of unnecessary coverage, resulting in premium savings, while other areas are molded to meet unique requirements.

Our team at The Insurance Centre is dedicated to offering expert advice and guidance, ensuring that our clients receive the service they deserve, without compromise. We understand the importance of reliable service and availability, which is why we provide our clients with our cell numbers and encourage them to contact us whenever they need advice. Our commitment to our clients is unwavering, even in the most challenging circumstances. After Hurricane Irma struck the Turks and Caicos in 2017, our team worked tirelessly under adverse conditions to provide assistance to our claimants, demonstrating our worth and dedication.

Our Services

At The Insurance Centre, we pride ourselves on offering a tailored solution for our clients' needs. Our goal is to create a balanced summary of covers based on a client's individual requirements and the cost of suitable insurance. Our services include:

1. *Property Insurance*: We offer insurance coverage for various types of properties, including residential, commercial, and industrial structures. Our policies can be customized to cover the building, its contents, and any additional structures on the property.

2. *Liability Insurance*: Our liability insurance policies protect clients from financial losses resulting from lawsuits due to property damage, bodily injury, or personal injury claims.

3. *Motor Vehicle Insurance*: We provide insurance coverage for various types of motor vehicles, including cars, trucks, and motorcycles. Our policies can be customized to cover liability, collision, comprehensive, and uninsured motorist coverage.

4. *Marine Insurance*: Our marine insurance policies cover boats, yachts, and other watercraft, as well as associated liabilities.

5. *Contractor's Insurance*: We offer insurance coverage for building contractors, protecting them from financial losses resulting from property damage, bodily injury, or personal injury claims.

6. *Health and Life Insurance*: Our health and life insurance policies provide coverage for medical expenses, disability, and death benefits.

Meet Our Team: Risk Management Professionals

*Tony Lancaster*: With over 50 years of insurance experience, Tony Lancaster is a founding member of The Insurance Centre. He has worked in the Turks and Caicos Islands for over 25 years and is qualified as an Associate of The Chartered Insurance Institute in London (A.C.I.I.) and a designated Chartered Insurance Practitioner. Tony is a strong team player and applies his experience and qualifications to ensure the highest professional standards are employed by the TIC team.

*Rosemae Penn-Simms*: With over 22 years of insurance experience, Rosemae Penn-Simms began her early years of insurance training in the Turks & Caicos Islands before pursuing her studies in Business Insurance in London, Ontario, Canada. After returning to the Turks & Caicos Islands, Rosemae joined forces with Tony Lancaster to found The Insurance Centre. Rosemae is a dedicated team member and provides expert advice and guidance to our clients.

Partners

We place business with four of the best and longest established insurance companies in Turks and Caicos, all of which have an A.M. Best security rating of 'A' Excellent. These include Caribbean Alliance Insurance Company, CG Atlantic Insurance, Island Heritage Insurance Co, and Turks and Caicos First Insurance Co. Additionally, we place business in the international market and Lloyds of London through our correspondent brokers in London and Miami.

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