New Jersey Non Standard Insurance provides consumer help qualifying and rate quotes for high-risk car insurance in New Jersey. We offer no credit score nor education profiling - applicants are rated on driving history, vehicle type, and coverages with a standard 5-pay plan or optional 10-month payment plan. NJPAIP Insurance is the assigned risk mechanism for drivers unable to obtain coverage in the New Jersey auto insurance voluntary market. We assist New Jersey residents with automobile insurance risks not eligible for personal New Jersey car insurance from preferred NJ insurance companies. Our eligibility points may include moving violations, accidents, DUI/DWI, refusal to take a breathalyzer test, driving suspended or driving without auto insurance in New Jersey.
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