John L. McClain and Associates is a bankruptcy law firm that helps individuals reorganize their debts and keep their property under Chapter 13 of the Bankruptcy Code. They provide debt counseling, debt education, and legal representation to stop foreclosure, eliminate unsecured debt, and make payment arrangements with creditors. With offices in Philadelphia, Bala Cynwyd, Radnor, Plymouth Mtg, Exton, and King of Prussia, they offer free phone consultations and a free credit counseling course with DECAF, a nonprofit independent credit counseling agency.