The Hinerman Group is a specialty insurance agency that helps individuals and businesses obtain life insurance coverage, even if they have been declined or rated by other insurance companies. We work personally with our clients to understand their specific needs and find the best life insurance solution at affordable rates. With over 20 years of experience and relationships with underwriters, we have the expertise and network to secure a range of life insurance products, including high-risk and impaired-risk policies. Whether you're a business owner looking to protect your employees or a individual seeking to secure your family's financial future, we can help.