Team Midro

Welcome to Midro Insurance Agency, Inc., your trusted partner for comprehensive insurance solutions. Our agency, based in Pearl City, HI, is led by Wayne Midro, a seasoned insurance professional with over 26 years of experience in the industry. With a Bachelor's and Master's degree in Business Administration from the University of Hawaii at Manoa, Wayne Midro brings a unique blend of business acumen and insurance expertise to the table, ensuring that our clients receive personalized and innovative insurance strategies tailored to their unique needs and goals.

Fluent in English, Ilocano, and Tagalog, our team at Midro Insurance Agency, Inc. is dedicated to serving our diverse clientele with the utmost respect, transparency, and professionalism. Our office, located at 425 Kamehameha Highway Suite 301, Pearl City, HI 96782-3238, is conveniently situated on Kamehameha Highway, making it easily accessible for both walk-in and virtual clients.

Insurance Products Offered

At Midro Insurance Agency, Inc., we pride ourselves in offering a wide array of insurance products designed to provide financial security and peace of mind for our clients. Our product portfolio includes:

• Auto Insurance: Comprehensive and customizable coverage options for your car, SUV, or truck
• Homeowners Insurance: Protection for your property and personal belongings, along with coverage for liability risks
• Condo Insurance: Specialized coverage for condominium owners, providing protection for their unique living situation
• Renters Insurance: Affordable coverage to safeguard your personal property and protect you from liability risks as a tenant
• Personal Articles Insurance: Coverage for high-value items, such as jewelry, fine art, and collectibles
• Business Insurance: Comprehensive solutions designed to protect your business, including commercial auto, liability, and property coverage
• Life Insurance: Customized life insurance options, including term, whole, and universal life policies, to meet your financial planning goals
• Health Insurance: Various health insurance plans, including individual and family coverage, Medicare supplement, and short-term policies

Additionally, we offer other products such as banking, mutual funds, and annuities, to help you diversify your financial portfolio.

Community Involvement and Education

As an active member of the Pearl City community and the broader Hawaii community, we strive to support local initiatives and educational programs. Through our blog and social media channels, we regularly share helpful tips and resources on insurance, financial planning, and lifestyle topics, aiming to empower our clients and followers to make informed decisions about their well-being and financial future.

Furthermore, our agency actively participates in FINRA's BrokerCheck program, promoting transparency and trust in the insurance and financial services industries.

Our Commitment to You

At Midro Insurance Agency, Inc., our core values revolve around client-centricity, innovation, and integrity. We prioritize understanding your needs and goals, and employ our knowledge and experience in crafting the best insurance strategies for you. Our long-standing relationships with top-rated insurance carriers, coupled with our expertise in analyzing and negotiating policy terms, ensure that you receive superior coverage at competitive rates.

As an independent insurance agency, we work for you - not the insurance companies. Our unwavering commitment to exceptional customer service and relationships built on trust underscores our approach to serving you and your family's insurance needs.