Turning your vision into reality, one product at a time.
L&M Financial Services, Inc. is a local insurance and financial services agency specializing in insurance solutions for individuals, families, and businesses. With our extensive knowledge and understanding of the insurance industry, we serve clients across Chicago and its suburbs. Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations. We are committed to serving as your advocate, focusing our attention on your interests and needs.
Our Management Team
Our experienced management team includes Lisa M. Christie, CFS, Mary Small, Kim Lesniak, and Maria Mercola. With years of experience in the insurance and financial services industry, our team has the expertise to design plans that minimize Federal Income Taxes while focusing on risk management, low costs, and tax-efficiency.
Carriers We Represent
L&M Financial Services, Inc. represents only the top-rated insurance carriers, providing our clients with a wide array of products and services from respected insurance and benefits providers. Our partnerships with renowned carriers allow us to offer personalized financial advice and tailored insurance solutions to our clients.
Client Testimonials
Our personal one-on-one service has earned us the trust and appreciation of our clients. We take pride in offering the best coverage for our clients' lifestyles and budgets. Our commitment to promptly responding, listening to specific needs, focusing on personalization, and exceptional customer service has resulted in numerous positive client testimonials.
Health Insurance
L&M Financial Services, Inc. offers a wide array of health insurance products and services to meet your unique needs. Our solutions are customized to provide our clients with comprehensive health coverage, affordable rates, and peace of mind.
Income Protection - Disability Income Insurance
Disability Income Insurance protects the beneficiary's earned income against the risk that a disability will make working impossible. Our tailored solutions provide insurance coverage that ensures financial security and stability during challenging times.
Life Insurance
Life insurance is essential for protecting your loved ones in the event of a tragedy. Life insurance proceeds can help pay the bills, continue a family business, finance future needs, and protect your spouse's retirement plans. Our life insurance solutions are customized to meet your specific needs and budget.
Long-Term Care Insurance
Long-Term Care Insurance provides coverage for the ongoing care needed due to a chronic illness, disability, or aging. Our customized solutions offer peace of mind and financial security for you and your loved ones.
Annuities
Annuities are a valuable financial tool for protecting your finances over the long term. Our knowledge and experience in the insurance and financial services industry allow us to tailor solutions that protect your finances and provide a secure financial future.
Property & Casualty Insurance
L&M Financial Services, Inc. offers Property & Casualty Insurance solutions designed to provide financial security against property damage or liability claims. Our tailored solutions provide comprehensive coverage at affordable rates.
At L&M Financial Services, Inc. we are dedicated to offering personalized financial advice and tailored insurance solutions. Contact us today at 847-519-1154 for a free quote or consultation. Our experienced team is committed to providing prompt, personalized service, and exceptional customer care.

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