L&M Financial Services, Inc. is a completely independent insurance agency offering insurance solutions for individuals, families, and businesses. We design plans with a focus on risk management, low costs, and tax-efficiency, which we combine with personalized financial advice aimed at helping clients make better informed decisions. As a locally owned agency, we have a great understanding and knowledge of the insurance industry, serving clients all across Chicago and its suburbs. Our commitment to our clients and prospects is based on prompt responses, listening to their specific needs, focusing on personalization, and having the best customer service.