Howard & Hoffman

Howard & Hoffman Inc. is the oldest continually family operated business in Washington D.C., having served the area for over 115 years. With a commitment to providing the best possible insurance coverage at competitive prices, our focus is on getting to know our clients rather than simply selling them the cheapest insurance. As independent agents, we have the freedom to choose from a variety of carriers, which enables us to find the right coverage for our clients' unique needs. Our services are characterized by old-fashioned service combined with modern efficiency.

At Howard & Hoffman Inc., we take great pride in our work as "craftsmen" of the insurance industry. We aim to provide our clients with the right insurance at the right price, rather than merely making a quick sale. We prioritize building long-term relationships with our clients by taking the time to understand their needs and providing exceptional service for the life of their policies. Our agents have extensive knowledge of both personal and commercial lines of property and casualty insurance, along with real-world experience to match.

As sixth-generation Washingtonians, we understand the unique factors involved in rebuilding historic homes in Georgetown, Old Town Alexandria, and Chevy Chase, versus building new homes in McLean, Bethesda, or Rockville. We offer a wide range of products from various carriers, giving us the ability to provide the most suitable coverage for a variety of needs. Whether our clients require worker's compensation for their nanny, named non-owner auto policies, or Defense Base Act (DBA) coverage for businesses operating on defense bases in other countries, we can help.

Our unbiased claims advice is another advantage of working with us. Since we don't have to pay the claims, we can provide impartial advice on when to file a claim and when not to, while helping ensure clients receive everything they're entitled to under their policy. We are licensed in almost all 50 states, which allows us to insure homes or business offices in other states efficiently.

Personal Insurance

Howard & Hoffman Inc. offers personalized solutions for all of your personal insurance needs. From basic homeowners policies to high-value home policies, we can protect your most valuable assets. Additionally, we can provide coverage for your car, motorcycle, or boat at competitive prices.

Commercial Insurance

We cater to businesses of all sizes, from small, single-location companies to large corporations with offices worldwide. We write all forms of commercial insurance, including liability, property, workers' compensation (including DBA), errors and omissions (E&O), directors and officers (D&O), and umbrella coverages, ensuring that your business has the right coverage at the best possible price.